Assessing sustainability preferences Last August, the assessment of retail investors' sustainability preferences became mandatory for all European financial institutions providing advisory or portfolio management services. This new regulation applies under…
Description of the Octalysis Model The Octalysis model, created by Yu-kai Chou, identifies the following 8 main gamification levers: Vocation and sense of epic: allows the user to feel privileged…
In a survey of 2022, Neuroprofiler asked European Gen X and Y individuals about their expectations for financial literacy. The following is a summary of the main findings of this…
Review of the Academic Literature on Different Gamification Methods and Pedagogical Sciences The notion of learning through play is not new. It emerged in the academic literature in the 1980s…
According to the same Allianz 2020 study, 30% of Europeans are able to answer basic financial questions. For example fundamental concepts such as inflation, diversification and interest. This lack of…
Budgeting, saving, purchasing, investing, credit… financial decisions impact the quality of life of Europeans on a daily basis. Nevertheless, Europeans are still very conservative in their investments. According to a…
Europeans, investors worried about the future but conservative In a socially and healthily uncertain world, an understanding of financial mechanisms is becoming a necessity to protect oneself from the vagaries…
The importance of financial literacy and the lack of financial education In an uncertain world, good personal finance management becomes a necessity for all savers to ensure their financial wellbeing.…
47% of women have access to a bank account worldwide, compared to 55% globally (World Bank 2013). According to studies conducted by the CAF (Development Bank of Latin America), 67%…
Within a few years, Generations X and Y will represent a vast majority of asset holders. What are their expectations on financial education ? These generations were born between 1965 and…
