Younger and younger equity investors... In its July 2023 "lettre de l'observatoire de l'épargne", the AMF (Financial Markets Authority in France) notes a rejuvenation of equity investors, initiated during the…
Governments play a crucial role in improving financial literacy within their populations. They can implement various strategies and initiatives to promote financial education, empower individuals to make informed decisions, and…
Principal legislative initiative: the Retail Investment Strategy (RIS) The long-awaited legislative proposal for the Retail Investment Strategy (RIS) was published by the European Commission (EC) on May 24, 2023. This…
Lack of financial literacy reinforces inequality. Why? Keep on reading What is financial literacy? Financial education, according to the OECD, is defined as: Understanding financial concepts and risks Developing skills…
What is gamification? Gamification is an innovative idea that consists in applying game mechanisms to other domains (websites, applications, social networks, etc.). Gamification can help companies better train new employees…
On January 12th 2023, the three European Supervisory Authorities (EBA, EIOPA and ESMA) published a review on financial education initiatives. The initiatives at issue are those carried out by National…
In a survey of 2022, Neuroprofiler asked European Gen X and Y individuals about their expectations for financial literacy. The following is a summary of the main findings of this…
Review of the Academic Literature on Different Gamification Methods and Pedagogical Sciences The notion of learning through play is not new. It emerged in the academic literature in the 1980s…
According to the same Allianz 2020 study, 30% of Europeans are able to answer basic financial questions. For example fundamental concepts such as inflation, diversification and interest. This lack of…
Budgeting, saving, purchasing, investing, credit… financial decisions impact the quality of life of Europeans on a daily basis. Nevertheless, Europeans are still very conservative in their investments. According to a…
