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MiFID 2: Turn a regulatory constraint into a business opportunity

As margins shrink, financial institutions constantly have to integrate new regulations that make the search for profitability ever more complex. The latest of these is MiFID II, which requires a thorough review of processes to capture the ESG preferences of investors. While this umpteenth constraint may have made more than one sales manager cringe, it could be the source of new commercial opportunities. With the right tools, such as Neuroprofiler's ESGprofiler, it is possible to take advantage of this regulatory challenge to boost client investments. Here is a demonstration.

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Next gen’: what will the bank of tomorrow look like?

Shaken by the success of online banks and the desertification of their branches, traditional banks are being asked to reinvent themselves. In the era of fintech and the increasing digitalisation of society, it seems urgent to question the services and advice provided by banking institutions. More so considering the demands of the new generation of customers, the so-called Millennials... Blockchain, artificial intelligence, gamification: what will the bank of tomorrow look like? An overview of the most promising trends.

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MiFID II: how to ensure compliance without impacting customer experience?

Customer experience is a growth driver that’s becoming increasingly crucial in all businesses. Beyond the quality of service and products, it provides a favourable and unified experience from one end of the interaction between a customer and a company. The challenge is considerable in financial products, where compliance with regulations requires potential future investors to fill out lengthy questionnaires, particularly given the MiFID II regulation and the deadline of 2 August 2022. So, what processes should be put in place to ensure compliance while guaranteeing the best possible customer experience?

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ESG criteria: how to design products that meet customer expectations?

In recent years, responsible investment has grown so much that it has become difficult for management companies not to include ESG criteria in their investment policy. But between environmental, social and governance requirements, which investors favour ones? Do they prefer to act to limit global warming or to protect biodiversity? Are they more sensitive to preserving marine resources or to the circular economy and the defence of minorities? In a regulatory environment that is increasingly vigilant about respecting investor preferences, asset managers have a crucial role in designing products tailored to their client's expectations. Here are some explanations.

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