Context of the guidelines publications Asking investors about their preferences for sustainable investing has become part of the routine for financial advisors and asset managers since the 2nd of August. This new…
Europeans' lack of financial literacy The low level of financial literacy among Europeans remains a concern. Is multimedia learning an opportunity to address the lack of financial education? According to…
Cognitive sciences are an interdisciplinary research field involving all scientific subjects likely to help in the understanding of human behavior, including learning mechanisms (philosophy, artificial intelligence, economics...). Among these disciplines,…
By 2025, 75% of investable assets will be held by Millennials, investors born in a digital world between 1980 and 2000. This new generation has new consumption habits, particularly in…
As margins shrink, financial institutions constantly have to integrate new regulations that make the search for profitability ever more complex. The latest of these is MiFID II, which requires a thorough review of processes to capture the ESG preferences of investors. While this umpteenth constraint may have made more than one sales manager cringe, it could be the source of new commercial opportunities. With the right tools, such as Neuroprofiler's ESGprofiler, it is possible to take advantage of this regulatory challenge to boost client investments. Here is a demonstration.
Shaken by the success of online banks and the desertification of their branches, traditional banks are being asked to reinvent themselves. In the era of fintech and the increasing digitalisation of society, it seems urgent to question the services and advice provided by banking institutions. More so considering the demands of the new generation of customers, the so-called Millennials... Blockchain, artificial intelligence, gamification: what will the bank of tomorrow look like? An overview of the most promising trends.
You want to invest in your favorite trading platform and have the option to choose 5 funds out of a long list of 100 funds. Each fund has a descriptive…
Customer experience is a growth driver that’s becoming increasingly crucial in all businesses. Beyond the quality of service and products, it provides a favourable and unified experience from one end of the interaction between a customer and a company. The challenge is considerable in financial products, where compliance with regulations requires potential future investors to fill out lengthy questionnaires, particularly given the MiFID II regulation and the deadline of 2 August 2022. So, what processes should be put in place to ensure compliance while guaranteeing the best possible customer experience?
In recent years, responsible investment has grown so much that it has become difficult for management companies not to include ESG criteria in their investment policy. But between environmental, social and governance requirements, which investors favour ones? Do they prefer to act to limit global warming or to protect biodiversity? Are they more sensitive to preserving marine resources or to the circular economy and the defence of minorities? In a regulatory environment that is increasingly vigilant about respecting investor preferences, asset managers have a crucial role in designing products tailored to their client's expectations. Here are some explanations.
Following the open hearing of the EIOPA about the draft guidelines on the integration of the customer's sustainability assessment we attended, we took the chance to respond to the EIOPA's…
