Asking investors about their preferences for sustainable investing should become part of the routine for financial advisors and asset managers from August 2022. The European Commission adopted last year a…
Context Following the financial crisis of 2008, financial regulators have strengthened their policies in most countries to better protect the interest of the retail client. More specifically, most of them…
Long relegated to the CSR policies of asset management companies, financial education has become a major issue since MiFID II. From now on, it is mandatory to scrupulously evaluate the financial knowledge of investors before selling them financial products. Is it possible to use self-assessment to achieve this? What should this knowledge test look like to be compliant? Discover the recommendations of ESMA, the European Securities and Markets Authority.
In light of the new MiFID II directive, which has made it mandatory to assess the financial knowledge of individual investors via a knowledge test, rather than via self-assessment. Thus, to comply with the regulations, many financial institutions find themselves unable to sell certain products. So how can we improve the financial education of savers?
Why a Green Taxonomy ? To face the growing interest of investors for financial products with a sustainability objective, the European Commission has published over the past few months new…
The returns on euro funds in life insurance policies are at half-mast and secure savings accounts no longer protect against inflation. As a result, the profitability of banks and other financial institutions is under threat. So how can we boost the savings of European households? The solution could well be found where we least expect it...
A growing interest for sustainable investing Climate change, health crisis and social tension have increased the interest of professional and retail investors for more sustainable investments over the past 5…
To get out of this uncomfortable situation, salvation could well be found on the side of sustainable finance. Green investment is indeed favored by savers and the regulatory ecosystem is becoming more and more refined to support the growth of ESG product sales. Find out in this article how to benefit from this upturn to boost your clients' savings!
Congratulations! You have been invited to be on a famous TV game called Monty Hall. To win a beautiful car, you have to open the right door. The car is…
Asking investors about their ESG preferences will soon become part of the routine for financial advisors.
