The role of governments in improving financial literacy
Governments play a crucial role in improving financial literacy within their populations. They can implement various strategies and initiatives to promote financial
The EU Retail Investment Strategy (RIS) is here
Principal legislative initiative: the Retail Investment Strategy (RIS) The long-awaited legislative proposal for the Retail Investment Strategy (RIS) was published by the
Lack of financial literacy in Europe leads to inequality
Lack of financial literacy reinforces inequality. Why? Keep on reading What is financial literacy? Financial education, according to the OECD, is defined
Gamification and its challenges
What is gamification? Gamification is an innovative idea that consists in applying game mechanisms to other domains (websites, applications, social networks, etc.).
European authorities’ recommendations for financial education
On January 12th 2023, the three European Supervisory Authorities (EBA, EIOPA and ESMA) published a review on financial education initiatives. The initiatives
Investors’ Expectations for Financial Literacy
In its survey of 2022, Neuroprofiler asked European Gen X and Y individuals about their expectations for financial literacy. The following is
The Eduprofiler Methodology for Responding to Expectations of European Individuals
Review of the Academic Literature on Different Gamification Methods and Pedagogical Sciences The notion of learning through play is not new. It
A lack of financial literacy among European individuals
According to the same Allianz 2020 study, 30% of Europeans are able to answer basic financial questions. For example fundamental concepts such
Gamification and financial literacy, which applications to use?
Budgeting, saving, purchasing, investing, credit… financial decisions impact the quality of life of Europeans on a daily basis. Nevertheless, Europeans are still